ZIP Code 32404: Panama City, Florida
ZIP code 32404 is assigned to Panama City, Florida, and lies within Bay County. Its reference point is at latitude 30.1653 and longitude -85.5763 (30°09'55.1"N 85°34'34.7"W).
Location Overview of ZIP Code 32404
Panama City, FL has 11 ZIP codes in our directory. Besides 32404, they include 32401, 32402, 32403, 32405, 32406, 32408, 32409, 32411 and 2 more.
Across Bay County there are 18 ZIP codes listed, and Florida has 1,564 in total.
The nearest listed ZIP code is 32401 in Panama City, FL, about 4.4 mi to the west.
| ZIP code | 32404 |
|---|---|
| City | Panama City |
| County | Bay County |
| State | Florida (FL) |
| Latitude | 30.1653 |
| Longitude | -85.5763 |
| DMS | 30°09'55.1"N 85°34'34.7"W |
| Nearest ZIP | 32401 (Panama City, 4.4 mi) |
Map of ZIP Code 32404
Map centered on 30.1653, -85.5763. The pin marks the ZIP code's reference point, not its boundary.
Photos of Panama City, FL
Video: Panama City, FL
Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants! — by Adventure Is Out There · Watch on YouTube
ZIP Codes Near 32404
These 15 ZIP codes have the closest reference points to 32404, measured in a straight line.
Nearby Cities and Towns
The closest communities to ZIP code 32404, measured in a straight line from its reference point, are Lynn Haven, FL (6.5 mi northwest), Youngstown, FL (12 mi north) and Panama City Beach, FL (14 mi west). Distances are approximate and road distances will be longer.
- Lynn Haven, FL – 6.5 mi northwest
- Youngstown, FL – 12 mi north
- Panama City Beach, FL – 14 mi west
- Overstreet, FL – 17 mi southeast
- Mexico Beach, FL – 19 mi southeast
Schools Near Panama City, FL
Public school assignments in the United States are based on street address, so families in ZIP code 32404 should confirm their assigned school with the school district that serves Panama City and Bay County.
Searching nearby communities such as Lynn Haven and Youngstown can widen the list of public, private and charter options. The links below open live Google Maps results centered on 32404.
Parks and Outdoor Recreation
Parks, trails and playgrounds around Panama City, FL are easiest to find on the map above or with the searches below, which are centered on ZIP code 32404.
Hospitals and Healthcare
Hospitals, urgent care clinics and pharmacies serving Panama City, FL can be found with the searches below. In a medical emergency, call 911.
Residents of ZIP code 32404 may also use facilities in nearby Lynn Haven, Youngstown and Panama City Beach.
Shopping and Dining in Panama City
Restaurants, grocery stores and shopping centers in and around ZIP code 32404 are listed in the Google Maps searches below, with current hours and reviews.
Libraries and Historical Places
Public libraries, museums and historic sites near Panama City, Florida can be found with the searches below, which are centered on ZIP code 32404.
To research local history, try searching for Bay County records and archives along with the name Panama City.
Roads, Rivers and Lakes
From ZIP code 32404, Lynn Haven lies about 6.5 mi to the northwest, Youngstown lies about 12 mi to the north, Panama City Beach lies about 14 mi to the west, Overstreet lies about 17 mi to the southeast and Mexico Beach lies about 19 mi to the southeast. Use the directions link for turn-by-turn routes and road names.
Rivers, lakes and other water features near Panama City show up on the map above, or you can search for them directly.
Frequently Asked Questions About ZIP Code 32404
Photo & Video Credits
- Photo 1 (“Greetings from Panama City, Florida - Large Letter Postcard (8384092081)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
- Photo 2 (“A Triumph (4801552623)”): JohnRH4, CC BY-SA 2.0, via Wikimedia Commons.
- Video: “Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants!” by Adventure Is Out There, embedded from YouTube. All rights belong to the creator.
Photos are shown from their original source under the licenses listed. They were taken near this ZIP code's reference point and may show neighboring areas.
Data for ZIP code 32404 comes from a public U.S. postal code dataset and is provided for general reference. Always confirm mailing details with the U.S. Postal Service.